Conducting lien searches in the United States is a maze. In the U.S., lien searches typically include:
(i) Searching for filings under the Uniform Commercial Code*
(ii) Tax lien searches at the federal and state level
(iii) Judgement searches at federal and state level
(iv) Pending suits and litigation searches at federal and state level
(v) Bankruptcy searches at the relevant courts.
Every jurisdiction has different rules for conducting a federal tax lien search, state tax lien search, and a judgment lien search. What might be available at the state level in one jurisdiction might only be at the county level in another. To make it more complicated, some record types require special searching strategies.
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*Article 9 of the Uniform Commercial Code (UCC), as adopted by all fifty states, generally governs secured transactions where security interests are taken in personal property. It regulates the creation and enforcement of security interests in movable property, intangible property, and fixtures.
